| Topic: |
Sociology > Depression |
| User: |
"millipede man" |
| Date: |
22 May 2005 10:40:29 AM |
| Object: |
How to control buying and spending habits |
I need to stop buying things that I don't really need and that I can
barely afford. I have put a sticker "Do I need it & can I afford it" on
my PC monitor as a reminder.
Another way to motivate me to spend less is that I need to save more. I
need to pay off debt, save more for retirement, and save for the
unlikely event that I will be able to buy my own home.
An additional benefit of saving more is that it will cause me to pay
less income tax: I pay no tax on the money I put into my 401(k)
retirement account. Tax is deferred to when I withdraw retirement money.
Owning a home would also reduce my income tax.
I will put a second motivational sticker on my PC monitor: Spend less -
Save more - Pay less income tax!
--
- millipede man, with millie and mollie
.
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| User: "Franz Bestuchev" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 04:49:49 PM |
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???????
"millipede man" <huangmMM@earthMMlinkMM.netMM> wrote in message
news:NJ1ke.1180$oT1.274@newsread1.news.pas.earthlink.net...
I need to stop buying things that I don't really need and that I can barely
afford. I have put a sticker "Do I need it & can I afford it" on my PC
monitor as a reminder.
Another way to motivate me to spend less is that I need to save more. I
need to pay off debt, save more for retirement, and save for the unlikely
event that I will be able to buy my own home.
An additional benefit of saving more is that it will cause me to pay less
income tax: I pay no tax on the money I put into my 401(k) retirement
account. Tax is deferred to when I withdraw retirement money. Owning a
home would also reduce my income tax.
I will put a second motivational sticker on my PC monitor: Spend less -
Save more - Pay less income tax!
--
- millipede man, with millie and mollie
.
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| User: "Kenster" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 01:41:06 PM |
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On Sun, 22 May 2005 15:40:29 GMT, millipede man
<huangmMM@earthMMlinkMM.netMM> wrote:
I need to stop buying things that I don't really need and that I can
barely afford. I have put a sticker "Do I need it & can I afford it" on
my PC monitor as a reminder.
My wife finally took my credit cards away from me and we did a ritual
of cutting them up. We now have just one card for emergencies and
just because you have to have a damn card to buy tickets and rent cars
and so many other things these days.
I was one of the "I want it now" kind of people so I understand this a
lot.
Another way to motivate me to spend less is that I need to save more. I
need to pay off debt, save more for retirement, and save for the
unlikely event that I will be able to buy my own home.
You know, the government that you ***** so much about has wonderful
progams that could assist you RIGHT NOW in buying a home. Just a
thought....
An additional benefit of saving more is that it will cause me to pay
less income tax: I pay no tax on the money I put into my 401(k)
retirement account. Tax is deferred to when I withdraw retirement money.
Owning a home would also reduce my income tax.
Remember you have a cap on what you could put into your 401k each
year. Investing in a home would be a good choice. Look into those
government programs from the government that you hate so much and see
the wonderful things that they will do for Amercrapia citizens like
yourself.
I will put a second motivational sticker on my PC monitor: Spend less -
Save more - Pay less income tax!
See above...
Kenster
.
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| User: "millipede man" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 01:58:47 PM |
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Kenster wrote:
On Sun, 22 May 2005 15:40:29 GMT, millipede man
<huangmMM@earthMMlinkMM.netMM> wrote:
Another way to motivate me to spend less is that I need to save more. I
need to pay off debt, save more for retirement, and save for the
unlikely event that I will be able to buy my own home.
You know, the government that you ***** so much about has wonderful
progams that could assist you RIGHT NOW in buying a home. Just a
thought....
No, they don't have any programs to assist me in buying a home. My
income is too high for me to qualify.
An additional benefit of saving more is that it will cause me to pay
less income tax: I pay no tax on the money I put into my 401(k)
retirement account. Tax is deferred to when I withdraw retirement money.
Owning a home would also reduce my income tax.
Remember you have a cap on what you could put into your 401k each
year. Investing in a home would be a good choice. Look into those
government programs from the government that you hate so much and see
the wonderful things that they will do for Amercrapia citizens like
yourself.
Again, I earn too much to qualify for any government assistance.
I will put a second motivational sticker on my PC monitor: Spend less -
Save more - Pay less income tax!
See above...
Kenster
--
- millipede man, with millie and mollie
.
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| User: "gravity" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:11:48 PM |
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Owning a home would also reduce my income tax.
homes are good and bad. fixing them can be very expensive. i plan to rent
for several more years.
m.
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| User: "millipede man" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:31:44 PM |
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gravity wrote:
Owning a home would also reduce my income tax.
homes are good and bad. fixing them can be very expensive. i plan to rent
for several more years.
m.
Right now, where I live, renting is cheaper than owning a home, if you
have to buy a home at today's prices.
--
- millipede man, with millie and mollie
.
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| User: "%." |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:58:03 PM |
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"millipede man" <huangmMM@earthMMlinkMM.netMM> wrote in message
news:A65ke.4439$X92.2072@newsread2.news.pas.earthlink.net...
gravity wrote:
Owning a home would also reduce my income tax.
homes are good and bad. fixing them can be very expensive. i plan to
rent
for several more years.
m.
Right now, where I live, renting is cheaper than owning a home, if you
have to buy a home at today's prices.
--
- millipede man, with millie and mollie
paying a mortgage and paying rent usually costs near the same ,
but with a mortgage you get something for your money , the hard part ,
about buying a home is the initial down payment
.
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| User: "gravity" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 03:24:58 PM |
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"%." <surfs@uniserve.com> wrote in message
news:1191p1fnnq5p8f1@corp.supernews.com...
paying a mortgage and paying rent usually costs near the same ,
but with a mortgage you get something for your money , the hard part ,
about buying a home is the initial down payment
what is a typical downpayment, 10% or less? say $10,000 for an $100,000
house. honestly, if someone can't earn and save $10 k, they probably don't
need to be buying a house (or that house at least).
m.
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| User: "sortalilyagain" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 05:17:14 PM |
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like talking logic to a panfaced doorknob. but hey he has you in his
killfile so he can pretend not to see it.
"%." <surfs@uniserve.com> wrote in message
news:1191p1fnnq5p8f1@corp.supernews.com...
|
| "millipede man" <huangmMM@earthMMlinkMM.netMM> wrote in message
| news:A65ke.4439$X92.2072@newsread2.news.pas.earthlink.net...
| > gravity wrote:
| > >>>>Owning a home would also reduce my income tax.
| > >
| > >
| > > homes are good and bad. fixing them can be very expensive. i plan to
| rent
| > > for several more years.
| > >
| > > m.
| > >
| >
| > Right now, where I live, renting is cheaper than owning a home, if you
| > have to buy a home at today's prices.
| >
| > --
| > - millipede man, with millie and mollie
| >
|
|
| paying a mortgage and paying rent usually costs near the same ,
| but with a mortgage you get something for your money , the hard part ,
| about buying a home is the initial down payment
|
|
.
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|
| User: "Rhiannon" |
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| Title: Re: How to control buying and spending habits |
27 May 2005 07:42:48 PM |
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"sortalilyagain" <still@here.net> wrote in message
news:cbednb1XgrN2mQzfRVn-ow@rcn.net...
like talking logic to a panfaced doorknob. but hey he has you in his
killfile so he can pretend not to see it.
Countering racism with more racism does not convince me that you know much
about logic.
--
rhianon@sympatico.ca
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| User: "Kenster" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:15:28 PM |
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On Sun, 22 May 2005 18:58:47 GMT, millipede man
<huangmMM@earthMMlinkMM.netMM> wrote:
Kenster wrote:
On Sun, 22 May 2005 15:40:29 GMT, millipede man
<huangmMM@earthMMlinkMM.netMM> wrote:
Another way to motivate me to spend less is that I need to save more. I
need to pay off debt, save more for retirement, and save for the
unlikely event that I will be able to buy my own home.
You know, the government that you ***** so much about has wonderful
progams that could assist you RIGHT NOW in buying a home. Just a
thought....
No, they don't have any programs to assist me in buying a home. My
income is too high for me to qualify.
Okay, I'm gonna call *****, ***** when I see it. You know just
as well as I do there are programs that have nothing to do with the
amount of money you make that can assist you in the purchase of your
first home. If you don't know that then that is your own fault for
not taking advantage of the program. Don't try to sell me a bunch of
***** when I know better. Try again.
An additional benefit of saving more is that it will cause me to pay
less income tax: I pay no tax on the money I put into my 401(k)
retirement account. Tax is deferred to when I withdraw retirement money.
Owning a home would also reduce my income tax.
Remember you have a cap on what you could put into your 401k each
year. Investing in a home would be a good choice. Look into those
government programs from the government that you hate so much and see
the wonderful things that they will do for Amercrapia citizens like
yourself.
Again, I earn too much to qualify for any government assistance.
***** and see above...And I also noticed you didn't have anything
to say about any of my other comments. Thats pretty telling of your
motivations at the time isn't it?
I'm really glad right now that I took the time to respond. Will you
continue to throw ***** in my face like the monkeys at the zoo?
Kenster
I will put a second motivational sticker on my PC monitor: Spend less -
Save more - Pay less income tax!
See above...
Kenster
.
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| User: "sortalilyagain" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:02:34 PM |
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you sure do make a great deal of money for a non-jew.
you must have some hidden jewblood in you t hat you don't know about.
15-16 generations back even move ..does not matter one drop and you are jew.
won't be long before people come to you door to take you to the 'showers'
"millipede man" <huangmMM@earthMMlinkMM.netMM> wrote in message
news:HD4ke.4914$Lc1.4670@newsread3.news.pas.earthlink.net...
| Kenster wrote:
| > On Sun, 22 May 2005 15:40:29 GMT, millipede man
| > <huangmMM@earthMMlinkMM.netMM> wrote:
| >
| >>Another way to motivate me to spend less is that I need to save more. I
| >>need to pay off debt, save more for retirement, and save for the
| >>unlikely event that I will be able to buy my own home.
| >>
| >
| > You know, the government that you ***** so much about has wonderful
| > progams that could assist you RIGHT NOW in buying a home. Just a
| > thought....
|
| No, they don't have any programs to assist me in buying a home. My
| income is too high for me to qualify.
|
| >
| >
| >>An additional benefit of saving more is that it will cause me to pay
| >>less income tax: I pay no tax on the money I put into my 401(k)
| >>retirement account. Tax is deferred to when I withdraw retirement money.
| >>Owning a home would also reduce my income tax.
| >>
| >
| > Remember you have a cap on what you could put into your 401k each
| > year. Investing in a home would be a good choice. Look into those
| > government programs from the government that you hate so much and see
| > the wonderful things that they will do for Amercrapia citizens like
| > yourself.
|
| Again, I earn too much to qualify for any government assistance.
|
| >
| >
| >>I will put a second motivational sticker on my PC monitor: Spend less -
| >>Save more - Pay less income tax!
| >
| >
| > See above...
| >
| > Kenster
| >
| >
|
| --
| - millipede man, with millie and mollie
|
.
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| User: "gravity" |
|
| Title: Re: How to control buying and spending habits |
22 May 2005 02:09:32 PM |
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"sortalilyagain" <still@here.net> wrote in message
news:esudnaFGvL7PSg3fRVn-hg@rcn.net...
you sure do make a great deal of money for a non-jew.
you must have some hidden jewblood in you t hat you don't know about.
15-16 generations back even move ..does not matter one drop and you are
funny, i was just reading the wikipedia entry for six degrees of separation
earlier. it has been estimated that everyone is linked by at most 30 to 32
generations (about 1500 years).
m.
.
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| User: "Alan Harding" |
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| Title: Re: How to control buying and spending habits |
29 May 2005 08:18:25 AM |
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In message <4290d865_2@x-privat.org>, gravity <gravity@example.net>
writes
"sortalilyagain" <still@here.net> wrote in message
news:esudnaFGvL7PSg3fRVn-hg@rcn.net...
you sure do make a great deal of money for a non-jew.
you must have some hidden jewblood in you t hat you don't know about.
15-16 generations back even move ..does not matter one drop and you are
funny, i was just reading the wikipedia entry for six degrees of separation
earlier. it has been estimated that everyone is linked by at most 30 to 32
generations (about 1500 years).
It has to go back as far as Noah, doesn't it? I mean, we all have Jewish
blood since we're all descended from him, aren't we?
--
The opinions given above may be mine. They might also
just be what I feel like saying right now, okay?
.
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| User: "sortalilyagain" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:15:15 PM |
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well good. that means yellowliver has some jewblood. which means he will
have to walk himself into the gass chambers.
bye bye wanna be nazi panfaced yellowbelly
"gravity" <gravity@example.net> wrote in message
news:4290d865_2@x-privat.org...
|
| "sortalilyagain" <still@here.net> wrote in message
| news:esudnaFGvL7PSg3fRVn-hg@rcn.net...
| > you sure do make a great deal of money for a non-jew.
| > you must have some hidden jewblood in you t hat you don't know about.
| > 15-16 generations back even move ..does not matter one drop and you are
|
| funny, i was just reading the wikipedia entry for six degrees of
separation
| earlier. it has been estimated that everyone is linked by at most 30 to
32
| generations (about 1500 years).
|
| m.
|
|
.
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| User: "Rhiannon" |
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| Title: Re: How to control buying and spending habits |
24 May 2005 10:10:07 AM |
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"sortalilyagain" <still@here.net> wrote in message
news:fqidnSjopr3ZRw3fRVn-tg@rcn.net...
well good. that means yellowliver has some jewblood. which means he will
have to walk himself into the gass chambers.
bye bye wanna be nazi panfaced yellowbelly
Has it occurred to you how many other Jews or Asians in this group you may
be offending with comments like this?
--
rhianon@sympatico.ca
.
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| User: "RGB" |
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| Title: Re: How to control buying and spending habits |
24 May 2005 10:07:26 AM |
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In article <b2Hke.4540$dZ5.465085@news20.bellglobal.com>,
"Rhiannon" <rhianon@sympatico.ca> wrote:
Has it occurred to you how many other Jews or Asians in this group
you may be offending with comments like this?
I tried pointing this out yesterday and got no response. Hope you have
better luck.
And you know, it isn't just a matter of offending Jews or Asians -- I'm
neither, and I find reading this kind of ***** just just plain ugly, plus
I think it belies her supposed attitude of moral indignation at YR.
.
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| User: "Rhiannon" |
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| Title: Re: How to control buying and spending habits |
27 May 2005 07:37:54 PM |
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"RGB" <rrggbb@mac.com> wrote in message
news:NqHke.162499$gX5.112212@fe04.news.easynews.com...
In article <b2Hke.4540$dZ5.465085@news20.bellglobal.com>,
"Rhiannon" <rhianon@sympatico.ca> wrote:
Has it occurred to you how many other Jews or Asians in this group
you may be offending with comments like this?
I tried pointing this out yesterday and got no response. Hope you have
better luck.
Probably not. How could anyone possibly defend such hypocritical behaviour.
And you know, it isn't just a matter of offending Jews or Asians -- I'm
neither, and I find reading this kind of ***** just just plain ugly, plus
I think it belies her supposed attitude of moral indignation at YR.
Precisely.
--
rhianon@sympatico.ca
.
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| User: "ponette" |
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| Title: Re: How to control buying and spending habits |
24 May 2005 10:13:22 AM |
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On Tue, 24 May 2005 15:07:26 GMT, RGB <rrggbb@mac.com> wrote:
I tried pointing this out yesterday and got no response. Hope you have
better luck.
And you know, it isn't just a matter of offending Jews or Asians -- I'm
neither, and I find reading this kind of ***** just just plain ugly,
It feels sorta like I'd imagine eating earthworms would feel. And no,
I have no personal experience in the earthworm-eating area.
p
plus
I think it belies her supposed attitude of moral indignation at YR.
--
x-no-archive: yes is in the headers
.
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| User: "Alan Harding" |
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| Title: Re: How to control buying and spending habits |
29 May 2005 08:20:18 AM |
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In message <e2h691t6uq82vil8l026n6eihgn4bdp5cv@4ax.com>, ponette
<ponette0000@yahoo.com> writes
On Tue, 24 May 2005 15:07:26 GMT, RGB <rrggbb@mac.com> wrote:
I tried pointing this out yesterday and got no response. Hope you have
better luck.
And you know, it isn't just a matter of offending Jews or Asians -- I'm
neither, and I find reading this kind of ***** just just plain ugly,
It feels sorta like I'd imagine eating earthworms would feel. And no,
I have no personal experience in the earthworm-eating area.
I thought everyone ate earthworms when they were a child.
--
The opinions given above may be mine. They might also
just be what I feel like saying right now, okay?
.
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| User: "RGB" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:19:08 PM |
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In article <fqidnSjopr3ZRw3fRVn-tg@rcn.net>,
"sortalilyagain" <still@here.net> wrote:
bye bye wanna be nazi panfaced yellowbelly
You're as bad as he is, with remarks like this. If he was black and
anti-Asian, would you be calling him a liver-lipped jungle bunny?
.
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| User: "Rhiannon" |
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| Title: Re: How to control buying and spending habits |
24 May 2005 10:25:32 AM |
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"RGB" <rrggbb@mac.com> wrote in message
news:MW4ke.104887$4U6.100613@fe03.news.easynews.com...
In article <fqidnSjopr3ZRw3fRVn-tg@rcn.net>,
"sortalilyagain" <still@here.net> wrote:
bye bye wanna be nazi panfaced yellowbelly
You're as bad as he is, with remarks like this. If he was black and
anti-Asian, would you be calling him a liver-lipped jungle bunny?
I agree. Do as I say not as I do works until about grade school then
everyone has to grow the ***** up.
--
rhianon@sympatico.ca
.
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| User: "Kenster" |
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| Title: Re: How to control buying and spending habits |
22 May 2005 02:19:39 PM |
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On Sun, 22 May 2005 15:02:34 -0400, "sortalilyagain" <still@here.net>
wrote:
you sure do make a great deal of money for a non-jew.
you must have some hidden jewblood in you t hat you don't know about.
15-16 generations back even move ..does not matter one drop and you are jew.
won't be long before people come to you door to take you to the 'showers'
He's lieing out his ***** right now and he knows it. There are all
kinds of programs available to people no matter what their incomes are
for assistance in purchasing a home. It's just that most people who
are in the extreme upper class, which he can say he is, but I just
don't think he is, do not usually take the opportunity to use it.
He's just grasping at straws now. I'm gonna call him on his ***** on
this one. Notice his total lack of regard for anything of substance
to anything else I replied to in his post?
Kenster
"millipede man" <huangmMM@earthMMlinkMM.netMM> wrote in message
news:HD4ke.4914$Lc1.4670@newsread3.news.pas.earthlink.net...
| Kenster wrote:
| > On Sun, 22 May 2005 15:40:29 GMT, millipede man
| > <huangmMM@earthMMlinkMM.netMM> wrote:
| >
| >>Another way to motivate me to spend less is that I need to save more. I
| >>need to pay off debt, save more for retirement, and save for the
| >>unlikely event that I will be able to buy my own home.
| >>
| >
| > You know, the government that you ***** so much about has wonderful
| > progams that could assist you RIGHT NOW in buying a home. Just a
| > thought....
|
| No, they don't have any programs to assist me in buying a home. My
| income is too high for me to qualify.
|
| >
| >
| >>An additional benefit of saving more is that it will cause me to pay
| >>less income tax: I pay no tax on the money I put into my 401(k)
| >>retirement account. Tax is deferred to when I withdraw retirement money.
| >>Owning a home would also reduce my income tax.
| >>
| >
| > Remember you have a cap on what you could put into your 401k each
| > year. Investing in a home would be a good choice. Look into those
| > government programs from the government that you hate so much and see
| > the wonderful things that they will do for Amercrapia citizens like
| > yourself.
|
| Again, I earn too much to qualify for any government assistance.
|
| >
| >
| >>I will put a second motivational sticker on my PC monitor: Spend less -
| >>Save more - Pay less income tax!
| >
| >
| > See above...
| >
| > Kenster
| >
| >
|
| --
| - millipede man, with millie and mollie
|
.
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| User: "sortalilyagain" |
|
| Title: Re: How to control buying and spending habits |
22 May 2005 11:32:29 AM |
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|
well you don't have friends .. so that means you don't have to spend money
on any soical events. just be glad of that.
"millipede man" <huangmMM@earthMMlinkMM.netMM> wrote in message
news:NJ1ke.1180$oT1.274@newsread1.news.pas.earthlink.net...
|I need to stop buying things that I don't really need and that I can
| barely afford. I have put a sticker "Do I need it & can I afford it" on
| my PC monitor as a reminder.
|
| Another way to motivate me to spend less is that I need to save more. I
| need to pay off debt, save more for retirement, and save for the
| unlikely event that I will be able to buy my own home.
|
| An additional benefit of saving more is that it will cause me to pay
| less income tax: I pay no tax on the money I put into my 401(k)
| retirement account. Tax is deferred to when I withdraw retirement money.
| Owning a home would also reduce my income tax.
|
| I will put a second motivational sticker on my PC monitor: Spend less -
| Save more - Pay less income tax!
|
| --
| - millipede man, with millie and mollie
|
.
|
|
|
|
|
Related Articles |
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|
