"Not everyone is ready ever. A lot are not economically ready now,"
Frank said in an interview with Reuters.
It's a tricky thing to say. Key to the American Dream is the belief
that everyone can make it to the top. Restricting lending is expected
to disproportionately hurt blacks and Hispanics
http://news.yahoo.com/s/nm/20070404/lf_nm/subprime_dream_dc
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